PLC works to preserve and create affordable housing in Orange County, prevent homelessness, and assist tenants who are being unfairly evicted or who are subjected to sub-standard living conditions. PLC can assist with:
Clients facing foreclosure are in a particularly precarious situation. There are many people who are looking to take advantage of and who provide misinformation to these clients.
PLC assists clients with predatory lending issues, analyzing loan documents and placing select cases with volunteer attorneys. These cases are typically brought against brokers, lenders and/or servicers.
PLC assists homeowners in negotiating with their lenders for long-term sustainable loan modifications and submitting complete loan modification requests to the lenders.
There are many unscrupulous individuals and businesses who will charge clients for loan modification services but never perform any work. When a client is faced with such a situation, they can come to PLC for assistance. PLC will provide referrals and guidance on the complaint forms for the relevant federal, state and local agencies. In some cases, PLC will also take action against the loan modification company itself to attempt to recover the client’s money and to prevent the company from taking advantage of future homeowners.
Nearly 35,000 individuals and families become homeless in Orange County each year. PLC helps those who are currently homeless or at serious risk of becoming homeless by providing free legal services on a wide variety of issues, such as family law, landlord-tenant disputes, consumer fraud, benefit payments, immigration, and more. PLC staff and volunteers also seek to educate and empower clients so they are better able to access the legal system, find safe, stable living environments and reconnect with mainstream society.